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Zoom vs PayPal

Based on our analysis, Zoom is the more privacy-respecting choice overall.

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CategoryZoomPayPal
OverallC+ · 62/100C- · 44/100
What they collectMixed (58)Concern (38)
Who they share it withMixed (52)Concern (35)
What you can doMixed (60)Mixed (52)
What they promiseMixed (65)Concern (48)
In plain English — Zoom

Zoom explicitly won't use your meeting, chat, or video content to train AI models — a meaningful commitment for a communications platform. But your employer or meeting host can access everything you say, record, and type, and Zoom shares data with advertising and analytics partners. The privacy story is split: strong on AI and content use, weaker on employer surveillance and ad-tech.

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In plain English — PayPal

PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.

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