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TikTok vs PayPal

Based on our analysis, PayPal is the more privacy-respecting choice overall.

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CategoryTikTokPayPal
OverallF · 18/100C- · 44/100
What they collectConcern (8)Concern (38)
Who they share it withConcern (15)Concern (35)
What you can doConcern (32)Mixed (52)
What they promiseConcern (20)Concern (48)
In plain English — TikTok

TikTok collects your biometrics, keystroke patterns, and even content you record but never post — then shares data with ByteDance affiliates, advertisers, and researchers. You have limited control and no meaningful way to stop collection while using the app.

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In plain English — PayPal

PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.

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Privacy policies decoded, for free.

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