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PayPal vs NordVPN

Based on our analysis, NordVPN is the more privacy-respecting choice overall.

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CategoryPayPalNordVPN
OverallC- · 44/100C+ · 62/100
What they collectConcern (38)Mixed (65)
Who they share it withConcern (35)Mixed (58)
What you can doMixed (52)Mixed (68)
What they promiseConcern (48)Mixed (60)
In plain English — PayPal

PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.

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In plain English — NordVPN

NordVPN genuinely doesn't log your VPN activity — that part of the privacy pitch holds up — but outside the tunnel it runs a large advertising and analytics infrastructure full of US-based trackers, shares data within a broad corporate group, markets to you for a year after you cancel, and retains billing records for a decade.

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