PayPal vs 1Password
Based on our analysis, 1Password is the more privacy-respecting choice overall.
BACK →| Category | PayPal | 1Password |
|---|---|---|
| Overall | C- · 44/100 | B · 74/100 |
| What they collect | Concern (38) | Mixed (78) |
| Who they share it with | Concern (35) | Mixed (65) |
| What you can do | Mixed (52) | Mixed (73) |
| What they promise | Concern (48) | Mixed (76) |
PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.
View full analysis →1Password can never read your saved passwords — they're end-to-end encrypted and even 1Password holds no keys — but outside the vault, the company collects substantial usage and diagnostic data, shares information with advertising partners in ways that may legally count as a data sale, and applies vague retention language to everything that isn't your vault content.
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