Standard Notes vs PayPal
Based on our analysis, Standard Notes is the more privacy-respecting choice overall.
BACK →| Category | Standard Notes | PayPal |
|---|---|---|
| Overall | A · 87/100 | C- · 44/100 |
| What they collect | Positive (90) | Concern (38) |
| Who they share it with | Positive (84) | Concern (35) |
| What you can do | Mixed (72) | Mixed (52) |
| What they promise | Positive (82) | Concern (48) |
Standard Notes is an end-to-end encrypted note-taking app that genuinely cannot read your notes; analytics are self-hosted via Plausible with no IP retention, apps collect zero usage data or location, and the subprocessor list is short and transparent — the main weaknesses are US jurisdiction and AWS hosting, the absence of published security audit reports, a thin policy that lacks GDPR rights language, and email marketing enabled by default.
View full analysis →PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.
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