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PayPal vs Proton

Based on our analysis, Proton is the more privacy-respecting choice overall.

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CategoryPayPalProton
OverallC- · 44/100A · 88/100
What they collectConcern (38)Positive (90)
Who they share it withConcern (35)Positive (82)
What you can doMixed (52)Positive (84)
What they promiseConcern (48)Positive (86)
In plain English — PayPal

PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.

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In plain English — Proton

Proton collects as little as technically possible, can't read your encrypted content even if asked, is governed by strict Swiss law, and gives you real control — the rare case where the privacy policy matches the privacy pitch.

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Privacy policies decoded, for free.

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