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PayPal vs Mullvad VPN

Based on our analysis, Mullvad VPN is the more privacy-respecting choice overall.

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CategoryPayPalMullvad VPN
OverallC- · 44/100A · 93/100
What they collectConcern (38)Positive (95)
Who they share it withConcern (35)Positive (92)
What you can doMixed (52)Positive (85)
What they promiseConcern (48)Positive (90)
In plain English — PayPal

PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.

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In plain English — Mullvad VPN

Mullvad collects almost nothing — no account names, no activity logs, no IP retention — and the policy is short because there's genuinely very little to say; what little data does get processed (payments, support emails) has hard, specific deletion windows and never leaves the EU.

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