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PayPal vs Bitwarden

Based on our analysis, Bitwarden is the more privacy-respecting choice overall.

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CategoryPayPalBitwarden
OverallC- · 44/100B+ · 79/100
What they collectConcern (38)Mixed (76)
Who they share it withConcern (35)Mixed (73)
What you can doMixed (52)Mixed (77)
What they promiseConcern (48)Mixed (78)
In plain English — PayPal

PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.

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In plain English — Bitwarden

Bitwarden is an open source password manager that encrypts your vault on-device so it cannot read your passwords — but it uses Google Analytics on both the website and service, is a US company subject to FTC jurisdiction and government requests, collects meaningful amounts of administrative data for marketing and product improvement, and uses legitimate interest as a legal basis for several secondary data uses.

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