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Netflix vs PayPal

Based on our analysis, Netflix is the more privacy-respecting choice overall.

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CategoryNetflixPayPal
OverallC+ · 58/100C- · 44/100
What they collectMixed (52)Concern (38)
Who they share it withMixed (50)Concern (35)
What you can doMixed (62)Mixed (52)
What they promiseMixed (60)Concern (48)
In plain English — Netflix

Netflix collects detailed viewing behaviour, device fingerprints, and advertising data — including interests inferred by third-party ad companies from your activity across the internet — to serve behavioural ads on its ad-supported tier. Controls are reasonably accessible, but retention timelines are vague, Do Not Track is ignored, and the breadth of the ad-tech ecosystem is larger than you might expect from a subscription service.

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In plain English — PayPal

PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.

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Privacy policies decoded, for free.

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