Microsoft vs Garmin

Microsoft's privacy statement covers an enormous product surface — Windows, Office, Azure, Bing, Xbox, and Copilot — and the data practices vary dramatically across them. The umbrella policy is deliberately vague, deferring almost all specifics to product-level documentation. Cross-product data combination, AI model training on your content, and employer/school access to your files and communications are the key risks most consumers don't realise they're accepting.

Garmin collects a lot of health and location data to run the service, doesn't sell it or share it with advertisers, and gives you good control over it — but the policy is dense, retention is vague, and aggregate data sharing with third parties isn't fully explained.