Meta vs PayPal
Based on our analysis, PayPal is the more privacy-respecting choice overall.
BACK →| Category | Meta | PayPal |
|---|---|---|
| Overall | F · 22/100 | C- · 44/100 |
| What they collect | Concern (12) | Concern (38) |
| Who they share it with | Concern (18) | Concern (35) |
| What you can do | Concern (30) | Mixed (52) |
| What they promise | Mixed (38) | Concern (48) |
In plain English — Meta
Meta collects almost everything about you across Instagram, Facebook, WhatsApp, and Threads, shares it with advertisers, and keeps it indefinitely — including your AI chat conversations which now fuel ad targeting.
View full analysis →In plain English — PayPal
PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.
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