Instagram vs PayPal
Based on our analysis, PayPal is the more privacy-respecting choice overall.
BACK →| Category | PayPal | |
|---|---|---|
| Overall | D · 32/100 | C- · 44/100 |
| What they collect | Concern (22) | Concern (38) |
| Who they share it with | Concern (18) | Concern (35) |
| What you can do | Concern (38) | Mixed (52) |
| What they promise | Mixed (45) | Concern (48) |
Meta collects almost everything: what you post, what you look at and for how long, device and location data, and data from other people and advertisers. They infer sensitive traits and use Meta AI conversations for ad targeting. Data is shared across all Meta products and with advertisers. You can adjust ad preferences and download your data, but you can't stop collection itself.
View full analysis →PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.
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