Cursor vs PayPal
Based on our analysis, Cursor is the more privacy-respecting choice overall.
BACK →| Category | Cursor | PayPal |
|---|---|---|
| Overall | C+ · 58/100 | C- · 44/100 |
| What they collect | Concern (45) | Concern (38) |
| Who they share it with | Mixed (52) | Concern (35) |
| What you can do | Mixed (62) | Mixed (52) |
| What they promise | Positive (72) | Concern (48) |
Cursor collects account data (name, email, payment), device and usage data, and — critically — "Inputs" (code snippets, prompts) and "Suggestions" (AI responses). In Privacy Mode ON, code and prompts are processed in memory only and never persisted; they have zero data retention agreements with OpenAI and Anthropic. In Privacy Mode OFF (default on Free/Pro), this data is stored and may be used to evaluate and improve AI. Cursor does not sell your data or use it for targeted advertising. Business plans default to Privacy Mode on.
View full analysis →PayPal collects an unusually broad set of financial, behavioural, and biometric data — then retains it for ten years after you close your account. Automated systems can freeze or terminate your account with limited recourse, your purchase history is shared with merchants for personalised shopping by default, and your data trains PayPal's AI models. Some of this is legally required for a financial institution, but much is not.
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